Grow your savings with DeFi vault

Forget about traditional savings accounts offering low risk but low to no return. Tap into our innovative DeFi vault and earn up to 6.5% APY


Live rate (APY)

Gain Financial freedom

Earn daily interest

Withdraw in Euro or USDT 24/7


Daily interest & innovative savings plan

Powered by complex blockchain technology, our DeFi vault is free and offers high daily interest. Withdraw your capital and interest anytime by choosing the asset you want: Euro or USDT.


Free. Flexible. Powerful.

Experience the power of Blockchain technology with our innovative Flex vault, delivering automatic earnings with a fixed minimum annual rate. For over a year, tens of thousands of users have trusted us, with millions of euros already deposited.


Money is only the means

Frequently asked questions

What are the differences between the Flex Vault and a traditional savings account?

Thanks to the power, speed, and security offered by Blockchain technology, our Flex vault, based on this innovative technology, generates automatic gains with fixed annual rates.
Our Flex vault is a groundbreaking solution which, unlike traditional savings accounts, has the objective to generate higher interests and even compound interests.

The Flex vault, as the name suggests, offers greater flexibility: you can deposit and withdraw whenever you wish. Your interests are calculated and credited on a daily basis, allowing you to enjoy it 365 days a year.

Last but not least, we offer a 6,5% interest rate if you are an Ambassador and a 5% interest rate if you are not.

How safe is the Flex vault?

The security of your funds is one of our priorities, thus we have decided to collaborate with Mimo Capital AG, European actor registered with the Financial Market Authority (FMA) of Liechtenstein as a trusted technology service provider. This framework enables Mimo to provide the Blockchain ecosystem with an innovative product, the Flex vault, via its Kuma protocol. The latter is based on government bonds which are considered less risky than traditional equities.

How many vaults can I create?

You can create an unlimited number of vaults!

What is APY?

Annual Percentage Yield (APY) is the rate including the compound interest you can earn on an account over a year.

How does it work?

When you proceed to a deposit in euros or USDT, it is automatically converted into EURO PAR. EURO PAR is a digital euro pegged to the euro, with a 1-to-1 ratio, ensuring you security and stability.
Your digitised euros find their way onto the blockchain and contribute to its development. The blockchain is the foundation of decentralised finance enabling your digital euros to earn you daily interests.

Through diversified and intelligent allocation, your vault allows you to maximise the interests on your deposits without any placement limits while maintaining access to your capital at any time.
Your vault allocation consists of both a EURO PAR reserve, ensuring its liquidity, and two investment compartments:
The first compartment aims to achieve a competitive rate in the global bond market through our partner MIMO CAPITAL AG, which bridges the gap between traditional finance and decentralised finance through its decentralised protocol, KUMA.
The second compartment aims to generate income by participating in the Bitcoin blockchain's activity through the “Cloud Mining” established by and its partners. In other words, every savings account holder receives a share of the income generated by the millions of transactions recorded on the Bitcoin blockchain and validated by's deployed mining infrastructure.

It's through these innovative products that you earn daily interests.

How often do I receive my gains?

Your interest is credited every day!

Can I withdraw at any time?

You can withdraw whenever you want!

You can withdraw in EURO or USDT (Tether), if you withdraw in USDT transaction fees will be applied depending of your membership (more details here)

Above banking, beyond traditional savings. The most innovative wealth management tools in a single app.

You'll never be alone

You can contact our dedicated team at any time, by telephone on +353 1 574 7382 or by email :
We have an average response rate of 99% for telephone calls and less than 2 hours for emails.


240 rue Evariste Galois,

06410 Biot,

Sophia Antipolis

Automata Pay

65-66 Warwick House 4th

Floor, Queen Street, London

England, EC4R 1EB

Automata ICO Ltd

3rd Floor Ormond Building,

31-36 Ormond Quay Upper,

Dublin 7, D07 Ee37

Automata Pay Europe Ltd

3rd Floor Ormond Building,

31-36 Ormond Quay Upper,

Dublin 7, D07 Ee37

Automata ICO Ltd

Italian Branch

Via Archimede, 161,

00197 Roma


Automata ICO Limited, a Company incorporated in Ireland with its registered office at 3rd Floor Ormond Building, 31-36 Ormond Quay Upper, Dublin 7, D07 Ee37, Ireland registered in Ireland under number 690280 has applied for a Virtual Asset Service Provider registration with the Central Bank of Ireland. Whilst the application is ongoing, we are permitted to continue business as a Virtual Asset Service Provider in line with the Central Bank of Ireland's regulatory disclosure statement as required under section 106L of the CJA 2010 in relation to registered VASPS.

Automata ICO Limited, a Permanent Establishment incorporated in Italy with its registered office at Via Archimede, 161, Roma, Italy, and registered in Italy under number 96550860587 with the Organismo Agenti e Mediatori (OAM) as a Virtual Asset Service Provider (VASP).

Automata France SAS is a company registered in France with the company number 902 498 617. Automata FRANCE SAS is registered with the french Financial Market Authority, l’Autorité des marchés financiers (“AMF”), as a provider of Virtual Asset Service Provider under number E2023-087.